Insurance Tailored To Fit Your Life.
If you need Auto, Home, Life, Umbrella or any other personal insurance coverage, we can tailor a package to fit your individual personal insurance needs.
If you're like most people, you probably think umbrella insurance is just for big corporations or high-income households – but you couldn't be more wrong. Umbrella insurance is a great idea for most households because it provides critical protection against costly liability suits in case someone becomes injured on your property. Many suits today settle for far more than the amount covered by most auto and homeowner's policies.
Umbrella insurance is a type of personal liability insurance that can be indispensable when you find yourself liable for a claim larger than your homeowner's or auto insurance will cover. If you own a boat, umbrella insurance will also pick up where your watercraft's liability insurance leaves off. Umbrella insurance even covers certain liability claims those policies may not, such as libel, slander, and false imprisonment. And if you own rental property, umbrella insurance provides liability coverage beyond what your renter's policy covers. providing you with an added layer of protection against financial loss. In fact, considering its relative low cost and level of protection it provides, umbrella insurance is one of the best deals in insurance today.
In the event that you become the target of a lawsuit for a substantial sum of money, but don't have enough insurance to cover the damages that may arise, the expenses would have to come out of pocket. This could create significant financial hardship. An umbrella policy can forestall the prospect of financial ruin due to an unintentional misstep or an unforeseeable accident.