Truck insurance has never been easier to get

At Crossline Insurance, we specialize in trucking insurance and are dedicated to delivering exceptional service tailored to the efficiency of your trucking company. We understand the importance of your time, which is why we process your requests swiftly and efficiently. Our top priority is to secure the most competitive rates with coverage that perfectly fits your needs.

We are here to assist with:

Policy Changes: Making adjustments to your coverage as your needs evolve.

Hassle-Free Claims: Ensuring a smooth and straightforward claims process.

Let us handle the complexities of trucking insurance so you can focus on running your business with peace of mind.

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Insurance For All Your Trucking Needs

COMMERCIAL TRUCK LIABILITY

Department of Transportation (DOT) has specific insurance requirements for commercial truck drivers in Texas, and these requirements can vary based on several factors:

Size of the Vehicle: Larger vehicles or those with higher gross vehicle weight ratings (GVWR) typically require higher levels of insurance coverage.
Distance Traveled: Trucks that operate across state lines or on longer routes might have different insurance requirements compared to those operating only within a specific area or state.
Type of Cargo: The nature of the cargo being transported also influences insurance needs.

In Texas, the minimum coverage for most commercial trucks range from $750,000 to $1,000,000.

MOTOR TRUCK CARGO

Cargo insurance is a vital aspect of trucking and logistics that provides coverage for the goods being transported. Cargo insurance protects against financial loss if the cargo is damaged, lost, or stolen during transit. This includes scenarios like accidents, weather-related damage, and theft.

General Cargo Insurance: Covers a broad range of perils and is often used for standard freight.
Specialized Cargo Insurance: Designed for specific types of cargo, such as hazardous materials or high-value items, and provides tailored protection for these unique risks.

Non-Owned & Hired Auto

Hired and non-owned auto (HNOA) insurance is a type of commercial auto liability insurance that covers vehicles used for business that are not owned by the business. This includes vehicles that are rented, leased, borrowed, or owned by employees.

HNOA can help protect a business from third-party liability if an employee or contractor causes an accident while driving a vehicle for work. For example, if an employee drives their personal vehicle to deposit business funds and causes an accident, HNOA can help cover the other driver's expenses.

TRUCKER'S GENERAL LIABILITY

Provides protection for injuries or property damage sustained while on your premises, using your products or services, or because of a breach of contract are some of the more customary types of risk this coverage is intended for.