Welcome to Crossline Insurance, your trusted source for reliable and affordable auto insurance solutions. We understand that finding the right insurance can be a daunting task, but we're here to simplify the process for you. Whether you're a new driver looking for your first policy or a seasoned driver seeking better coverage, we've got you covered. Explore our comprehensive range of insurance options and get a quote today.
Are you paying more than you need to for auto insurance? A number of things affect the cost of your premium, including: the type of car you drive, the cost of your deductible, the insurance company you pick, and the number of policies you have with that company.
The next time you're on the road, think about this: Approximately 1 of every 4 Texas drivers has no current automobile insurance. With 25% of automobiles driving without coverage, it's more important to know what your limits are and to be protected against those uninsured drivers.
One of the first steps to take to reduce your auto insurance premium is to compare quotes from different companies. As an independent agency, we can help you look at quotes from a number of top insurance companies and choose the one that best fits your budget and needs.
There's really no such thing as "full coverage" for your car. Full coverage car insurance is a term that refers to a combination of coverage types that can protect your car in most situations.
Not all policies include ALL the coverages. In addition, the limitations of the coverages can vary from carrier to carrier. Remember, auto insurance is not a “replacement” policy. They are paid as actual cash value – meaning – what your car is worth at the time of the loss.
Life can change in an instant. A personal umbrella insurance policy helps protect you against the unexpected events that can wreak havoc on your family, finances, and your future.
If you were found negligent or liable for someone else’s bodily injury or death, would you have enough insurance to protect your assets?
Umbrella insurance is a type of liability insurance that provides additional coverage beyond the limits of your primary insurance policies, such as auto, home, or renters insurance. It is designed to protect you financially in case you are held responsible for an event that results in significant damages or injuries. The cost to add $1,000,000 of liability above your home & auto liability coverage averages from $100-$300/year, depending on the number of homes, cars and drivers.
The umbrella policy serves three purposes: it provides additional limits when the limits of underlying liability policies are exhausted by the payment of claims; it opens up and covers beyond where the underlying policy leaves off when the limit of the underlying policy in question is exhausted by the payment of claims; and it provides protection against some claims not covered by the underlying policies.
An umbrella insurance policy also pays some claims not covered by your home, auto, or other underlying insurance. The policy covers not just you, but your spouse and all family members living in your household, anywhere in the world. Legal defense fees are also paid.
It's important to note that umbrella insurance doesn't replace your primary insurance policies. Instead, it supplements them. To qualify for umbrella insurance, you will need to maintain specific minimum liability limits on your underlying policies, such as auto and homeowners insurance.
Umbrella insurance is especially important for individuals with significant assets to protect, as it can shield their assets from being used to satisfy legal judgments. It provides peace of mind and additional security in the event of a catastrophic liability claim.
We get it. Getting ready for a big move to another state is exciting and stressful. We welcome you with a huge Texas welcome!
Moving to Texas or any other state can impact your insurance plan in several ways, depending on the type of insurance you have. When you move to Texas, you are required to update your auto insurance policy to comply with Texas laws and regulations. This may involve changing your coverage limits, updating your address, and potentially changing your insurer. Please don't hesitate to contact us for your Auto Insurance and we'll help make sure your insurance policy is updated so you're sure you have the right coverages and limits.
Are you relocating to Texas? If so, then welcome! We're here to help.
1904 W State Hwy 29 Burnet, TX 78611
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