As a business owner, you strive to make decisions that are right for your business, your employees and yourself. This includes decisions about business insurance. To protect your investment, business insurance offers coverage that protects your business when the unexpected happens.
General liability is a broad commercial insurance policy that covers general liability exposures of a business.
Coverage typically includes product protection from financial loss should you be liable for property damage or personal and advertising injury caused by your services, business operations or your employees.
Whether you have one vehicle or an entire fleet, we help you protect your business and your assets from the additional exposures that commercial vehicles bring. A Texas Business Automobile insurance policy is designed to provide you with a level of protection against property damage, liability, and medical costs if you are involved in an accident.
One of the most common types of business insurance, commercial property insurance provides a wide range of coverage for buildings, inventory, equipment, tools and more.
Losses from fire, break-in, vandalism, windstorm and other natural or man made disasters are examples of what is typically covered.
Workers’ compensation coverage pays for medical care and physical rehabilitation of employees injured at work and helps to replace lost wages while they are unable to work. Additionally, this coverage protects an employer from being sued by an injured worker in most cases.
Texas, unlike other states, does not require an employer to have workers' compensation coverage.
A surety bond is defined as a three-party agreement that legally binds together a principal who needs the bond, an obligee who requires the bond and a surety company that sells the bond. The bond guarantees the principal will act in accordance with certain laws. If the principal fails to perform in this manner, the bond will cover resulting damages or losses.
Whether you’re a contractor looking for a complex bid bond or a business owner in need of a simple license and permit bond, Crossline Insurance is here to help.
Professional Liability Insurance (E&O insurance) protects your company from claims if your client holds you responsible for errors, or the failure of your work to perform as promised in your contract. Coverage includes legal defense costs, no matter how baseless the allegations.
Professional Liability insurance will pay for any resulting judgments against you, including court costs, up to the coverage limits on your policy.
Contractors have unique needs when it comes to business insurance.
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