Business Insurance
Insurance Tailored To Fit Your Life.
As a business owner, you strive to make decisions that are right for your business, your employees and yourself. This includes decisions about business insurance. To protect your investment, business insurance offers coverage that protects your business when the unexpected happens.
Protecting Your Business With:
Commercial Property Insurance
General Liability
Business Owners Policy (BOP)
Commercial Auto Insurance
Commercial Umbrella
Professional Liability
Workers Compensation
Bonds
And much more …
A Business Owners Policy (BOP) combines property, liability and business interruption coverage for small to medium-sized businesses. This packaged coverage is generally less expensive than when purchasing coverage separately. With a BOP you have the ability to customize the policy to meet your individual business needs.
Perhaps you need general liability coverage that includes operations. Or, you need to add business auto coverage or commercial property insurance. Whether you are a home-based business, small service provider or contractor, Crossline Insurance will work with you to find the right combination of business insurance coverage to meet your specific needs.
General Liability Insurance
General liability, also known as “commercial liability insurance” is a broad commercial insurance policy that covers general liability exposures of a business.
Coverage typically includes product protection from financial loss should you be liable for property damage or personal and advertising injury caused by your services, business operations or your employees.
Commercial Property Insurance
One of the most common types of business insurance, commercial property insurance provides a wide range of coverage for buildings, inventory, equipment, tools and more.
Losses from fire, break-in, vandalism, windstorm and other natural or man made disasters are examples of what is typically covered.
Commercial Auto Insurance
It provides for bodily injury liability and property damage while operating a company automobile, medical payments or Personal Injury Protection (PIP) for the driver and passengers of the policyholder’s car. Injuries or damage to someone else are also covered.
Hired/Non-owned Auto Liability
Are you renting cars or are your employees using their own vehicles? This particular coverage provides business insurance coverage for certain liabilities arising from the use of a rented or leased vehicle (hired), or a non-owned vehicle (employee using their own vehicle on company business). Oftentimes this coverage can be added inexpensively to a business auto policy, or in some cases, a general liability policy.
Workers’ Compensation
Workers’ compensation coverage pays for medical care and physical rehabilitation of employees injured at work and helps to replace lost wages while they are unable to work.
Surety Bonds
Whether you’re a contractor looking for a complex bid bond or a business owner in need of a simple license and permit bond, Crossline Insurance is here to help.
